Pregled bibliografske jedinice broj: 971294
Electronic payment under the revised Directive on payment services (PSD 2)
Electronic payment under the revised Directive on payment services (PSD 2) // Proceedings of The International Scientific Conference Trade Perspectives 2018 - Contemporary aspects and role of international trade / Baković, T. ; Naletina, D. ; Knežević, B. (ur.).
Zagreb: Ekonomski fakultet Sveučilišta u Zagrebu, 2018. str. 331-343 (predavanje, međunarodna recenzija, cjeloviti rad (in extenso), znanstveni)
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Naslov
Electronic payment under the revised Directive on payment services (PSD 2)
Autori
Gongeta, Sanja
Vrsta, podvrsta i kategorija rada
Radovi u zbornicima skupova, cjeloviti rad (in extenso), znanstveni
Izvornik
Proceedings of The International Scientific Conference Trade Perspectives 2018 - Contemporary aspects and role of international trade
/ Baković, T. ; Naletina, D. ; Knežević, B. - Zagreb : Ekonomski fakultet Sveučilišta u Zagrebu, 2018, 331-343
ISBN
978-953-346-070-3
Skup
Trade Perspectives 2018: Contemporary Aspects and Role of International Trade
Mjesto i datum
Zagreb, Hrvatska, 28.11.2018. - 29.11.2018
Vrsta sudjelovanja
Predavanje
Vrsta recenzije
Međunarodna recenzija
Ključne riječi
electronic payment transactions, EU legal framework, Directive on payment services (PSD2), SEPA
Sažetak
Contemporary trade changes the way of purchasing goods and services in European internal market. In recent years, both European citizens and businesses are more and more turning towards e-commerce so the electronic payments have to be secure and efficient. The first Directive on payment services in 2007 (PSD 1) established and introduced the same set of rules on electronic and non-cash payments across the whole European Economic Area. This paper analyses the continued development of legal foundation for a better integrated internal market and safe electronic payments through revised Directive on payment services (PSD 2) which became applicable in January 2018. New PSD 2 rules are setting new strict security requirements, the transparency and the rights and obligations of users and providers of payment services. The aim of this paper is to answer the question what kind of legal measures are used to facilitate innovation, competition and efficiency in electronic payment services. Also, by comparing the first and the revised directive on payment services, the paper points out some crucial changes made for higher security standards for online payments giving the consumers more confidence when buying online.
Izvorni jezik
Engleski
Znanstvena područja
Ekonomija, Pravo
