Naslov
Banking concentration in the region of Eastern Croatia

Autori
Beljo, Ivana ; Devčić, Kristina ; Kardum Goleš, Ivana

Vrsta, podvrsta i kategorija rada
Radovi u zbornicima skupova, cjeloviti rad (in extenso), znanstveni

Izvornik
Zbornik radova 6. međunarodnog znanstvenog simpozija “Gospodarstvo istočne Hrvatske – vizija i razvoj” / Mašek Tonković, Anka - Osijek : Ekonomski fakultet Sveučilišta Josipa Jurja Strossmayera u Osijeku, 2017, 1002-1009

Skup
6. međunarodni znanstveni simpozij “Gospodarstvo istočne Hrvatske – vizija i razvoj”

Mjesto i datum
Osijek, Hrvatska, 25.05.2017. - 27.05.2017

Vrsta sudjelovanja
Predavanje

Vrsta recenzije
Međunarodna recenzija

Ključne riječi
bank, concentration, measures of concentration, exposure, client
(bank, concentration, measures of concentration, exposure, clinent)

Sažetak
This study addresses the banking concentration in the region of Eastern Croatia. Concentration is one of the main measures of competition on every market. Banking has the major role in the development of an economy and thus concentration in banking is important for the entire national economy. Namely, bank loans ensure economic growth (they affect GDP, capital inflows). Concentration of banking in the region of Eastern Croatia has been measured with concentration ratios, the Herfindahl- Hirschman index, the Lorenz`s curve, the Gini`s coefficient and Entropy index. The aim of this study is to stress the comparison of banking concentration in the Republic of Croatia and Eastern Croatia, and to research whether the indicators for Eastern Croatia give us greater, lower or equal measure of concentration in banking for the whole area in the Republic of Croatia. For the calculation of indicators that are applied in the analysis of the concentration individual exposures of the twenty largest clients of all banks operating in the Republic of Croatia have been taken into account, and especially individual exposures of twenty largest customers of all banks operating in the region of Eastern Croatia. All these indicators have been taken on 31st of December and have been considered for a period of six years, in the period from 2010 to 2015. The calculated value of the concentration points to the growth of concentration of banking sector in the analyzed period, and the lower concentration of banking sector in the region of Eastern Croatia in relation to the total area of the Republic of Croatia.

Izvorni jezik
Engleski

Znanstvena područja
Ekonomija

POVEZANOST RADA