ࡱ> VYU[bjbjYY 4";p\;p\L HH8$4d4f4f4f4f4f4f4$7G:|4-"4HH4HH8d4d4/1nN0P4404d06:H:,11:D3 4404: > :SKRAENI SA}ETAK za 17. meunarodnu znanstvenu i stru nu konferenciju "Ra unovodstvo i menad~ment" RiM Primoaten, 9.-10. lipnja 2016. godine Ime sudionika: Dr.sc. MIROSLAV GREGUREK Naslov rada: Utjecaj kredita banaka na rast bruto domaeg proizvoda Republike Hrvatske SA}ETAK: Moderna ekonomija tvrdi da je koli ina izdanih kredita povezana s multiplikatorskim efektom banaka i koji se mo~e izra unati preko propisane obvezne pri uve. Mnogi ekonomisti su iznijeli kritike kako obvezna pri uva i multiplikacijski efekt ne funkcioniraju u stvarnosti kao u teoriji. Rad analizira stanje u Hrvatskoj kroz tradicionalne ekonomske i financijske indikatore i segment koji e metodom regresijske analize pokuaati izraziti korelaciju izmeu kredita i BDP-a. Problem istra~ivanja je utjecaj banaka na nacionalnu proizvodnju i definiranje zadu~enosti javnog i poslovnog sektora za stvaranje optimalne gospodarske klime. Prou avanjem korelacije izmeu koli ine kredita i stavki osobne potroanje i inv"&(*026JL`btv " * F H V x z ~ulcWhhi=5\^Jh.s15\^Jh2r\5\^Jhm05\^Jhh2055\^Jh>J5\^J hmN^Jht(ht(^Jh h 5^J h ^J h2r\^Jh 2&hi=^Jh 2&hi=\^J ht(\^J hSs\^J h2r\\^J h>J\^Jh 2&hi=5CJ\^Jh2r\5CJ\^J&( " $ & ( * z |  \ ^ p r HJ "$&(gd-jgd7Xk$a$gd{cgdi=$a$gdi=$a$gdz  J Z ^ n p r < J  F bnr~ FHJfhjx|{t h>Jh>Jhzh-j5 h}5hzh7Xk5 h7Xkh} hiShiSUhiS h7Xkh7Xkh>JhRZh 2&5CJ\^Jh2r\5\^Jh7Xk5\^Jh7Xkh7Xk5\^J1h.s1h.s1B*CJ KHOJPJQJ^JaJ phhh 2&5\^J+esticija se mo~e doi do zaklju ka kako i kojom brzinom banke utje u kreditima na promjenu BDP-u, odnosno dodanu vrijednost. Ukoliko bi se korelacija mogla matemati ki izraziti time bi se pru~ao alat koji bi olakaao donoaenje odluka o gospodarskoj politici kod regulacije poslovanja banaka. Klju ne rije i: krediti, multiplikatorski efekt, investicije, rast, osobna potroanja Datum: 23.02.2016. _______________ Popunjenu prijavu za sudjelovanje poslati na e-mail adresu: info@hrvatski-racunovodja.hr        (4@^овvhZLhSshRZCJKH\^JhSsh%^CJKH\^Jh 2&h 2&>*CJ\^Jh;>*CJ\^Jh 2&>*CJ\^Jh;h 2&>*CJ\^Jh;h;5>*CJ\^Jh;CJ\^Jh 2&h 2&CJ\^Jh>J5CJ\^J h}h}h;5CJ\^Jh 2&h-j5CJ\^Jhzh-j5hiSh>J h h>J(gdSsgdq>gdq>gd;gdi=^·ԛ!jh 2&h{cOJQJU^Jh{c hq>h{cjhq>h{cU"jh{cU_HmHnHtHuh[jh[U$hSsh;B*CJKH\^JphhSshnCJKH^J21h:pSs. 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