Naslov
Croatian Case “Franak”: Effective or “Defective” Protection of Consumer Rights?

Autori
Mišćenić, Emilia

Izvornik
Harmonius (2334-6566) 5 (2016); 184-209

Vrsta, podvrsta i kategorija rada
Radovi u časopisima, članak, znanstveni

Ključne riječi
credit Agreements ; Swiss Franc ; unfair contract terms ; collective redress proceedings ; principle of effectiveness

Sažetak
By using the example of the famous Croatian case “Franak”, the first collective redress proceeding in the Croatian court practice of protection of consumer rights, the author presents the struggles of Croatian courts when it comes to EU consistent interpretation and proper application of harmonized Croatian consumer protection law. In this case, concerning the use of unfair contract terms in consumer credit agreements, a whole variety of issues arose, such as determination of collective interest, distinction between national and harmonized notions of credit contract, determination of essential elements of consumer credit contracts and of legal consequences of unfairness etc. Whether some of these issues can be attributed to the EU consumer protection acquis itself remains to be analysed.

Izvorni jezik
Engleski

Znanstvena područja
Pravo

POVEZANOST RADA