Pregled bibliografske jedinice broj: 818727
Personal Over-indebtedness in Croatia and Measures for its Reduction
Personal Over-indebtedness in Croatia and Measures for its Reduction // Zagreb international review of economics & business, 19 (2016), 1; 45-58 doi:10.1515/zireb-2016-0003 (recenziran, članak, znanstveni)
CROSBI ID: 818727 Za ispravke kontaktirajte CROSBI podršku putem web obrasca
Naslov
Personal Over-indebtedness in Croatia and Measures for its Reduction
Autori
Bejaković, Predrag
Izvornik
Zagreb international review of economics & business (1331-5609) 19
(2016), 1;
45-58
Vrsta, podvrsta i kategorija rada
Radovi u časopisima, članak, znanstveni
Ključne riječi
personal finance ; over-indebtedness ; financial literacy ; Croatia
Sažetak
The robust growth in household debt in pre- crisis period coincided with real growth in household disposable income, large economic expansion and a considerable fall in banks’ interest rates. However, household debt indicators deteriorated markedly as total household debt grew faster than income. This raised concerns about potential implications of an additional increase in the debt burden on financial stability. An analysis of household debt based exclusively on data aggregated at the sector level is not a best financial vulnerability indicator as it fails to provide insight into the distribution of debt and credit risk by individual household groups. The text explains the problems with personal over- indebtedness in Croatia and measures for their reduction.
Izvorni jezik
Engleski
Znanstvena područja
Ekonomija
POVEZANOST RADA
Projekti:
HRZZ-IP-2013-11-6558 - Poslovna i osobna insolventnost - putevi izlaska iz prezaduženosti (BPII) (Dimitrić, Mira, HRZZ - 2013-11) ( CroRIS)
Ustanove:
Institut za javne financije, Zagreb
Profili:
Predrag Bejaković
(autor)
Citiraj ovu publikaciju:
Časopis indeksira:
- Web of Science Core Collection (WoSCC)
- Emerging Sources Citation Index (ESCI)
- EconLit
