Naslov
Implications and Consequences of Basel II for Slovenian Banking sector

Autori
Podobnik, Boris ; Jagric, Timmotej ; Jagric, Vita

Izvornik
Ekonomicky Casopis (0013-3035) 56 (2008), 3; 296-310

Vrsta, podvrsta i kategorija rada
Radovi u časopisima, članak, znanstveni

Ključne riječi
Basel 2; credit risk; market risk; operational risk; capital definition

Sažetak
In the paper we tried to estimate the implications and consequences of Basel II for Slovenian banking sector just before its implementation. Our survey indicates that a lot of the Basel II impacts are actually unclear to the banks and even to the regulator. The impact on individual institutions will be driven by their level of sophistication in risk management. Banks claim that implementation of the IRB approach requires large initial investments in risk management technologies from the cost perspective as well from the knowledge and data gathering. This could deter small banks from choosing the IRB approach.

Izvorni jezik
Engleski

Znanstvena područja
Ekonomija

POVEZANOST RADA