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Pregled bibliografske jedinice broj: 229078

Prospect of SMS financing in the Republic of Croatia


Prga, Ivica; Šverko, Ivan
Prospect of SMS financing in the Republic of Croatia // Proceedings of the 3th International Conference "Entrepreneurship and Macroeconomic Management" / Križman Pavlović, Danijela (ur.).
Pula: University of Rijeka, Faculty of Economic and Tourism, 2005. str. 597-604 (poster, međunarodna recenzija, sažetak, znanstveni)


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Naslov
Prospect of SMS financing in the Republic of Croatia

Autori
Prga, Ivica ; Šverko, Ivan

Vrsta, podvrsta i kategorija rada
Sažeci sa skupova, sažetak, znanstveni

Izvornik
Proceedings of the 3th International Conference "Entrepreneurship and Macroeconomic Management" / Križman Pavlović, Danijela - Pula : University of Rijeka, Faculty of Economic and Tourism, 2005, 597-604

Skup
3th International Conference "Entrepreneurship and Macroeconomic Management"

Mjesto i datum
Pula, Hrvatska, 28.04.2005. - 30.04.2005

Vrsta sudjelovanja
Poster

Vrsta recenzije
Međunarodna recenzija

Ključne riječi
Small and medium enterprises ; banks ; micro finance institutions ; private equity funds

Sažetak
Small and medium sized companies are very important part of every economy. They are nucleuses of the total economy development. The same is true in the Republic of Croatia. They count to 99, 6% of the total number of companies and they employ 65, 7% of all employees. However, it seems that there are still many potentials in developing that sector. One of the main reasons for the slower development of the SME sector in Croatia is the lack of an appropriate legal and regulatory environment for this type of activity. However, the SME financing system in Croatia is also a problematic one. Probably the most well known sources of SMEs funds are banks. Croatian banks are involved in SME financing from the beginning of 1990s. However, these relations are still too weak. There are many problems out of which the most relevant are: very slow and complicate procedures of loan approvals ; high collateralization of all loans (even to SMEs) ; non-existence of SCORING model for SMEs ; relatively higher interest rates, etc. The second well-known sources of SME financing in developed countries are governmental organizations. They develop different subsidizing programs aiming faster SMEs` development. The third well-known sources of financing SMEs are private venture capital funds. It should be mentioned that there are only few such funds in Croatia with relatively small assets and even smaller number of IPOs. Like in other aspects, there are much potential in developing these institutions and this market. It is to be expected that the importance of SME sector in the whole Croatian economy will grow constantly. Therefore, one can expect more efficient SME oriented banks, and more active governmental organizations and private equity funds.

Izvorni jezik
Engleski

Znanstvena područja
Ekonomija



POVEZANOST RADA


Projekti:
0067021

Ustanove:
Ekonomski fakultet, Zagreb

Profili:

Avatar Url Ivan Šverko (autor)

Avatar Url Ivica Prga (autor)


Citiraj ovu publikaciju:

Prga, Ivica; Šverko, Ivan
Prospect of SMS financing in the Republic of Croatia // Proceedings of the 3th International Conference "Entrepreneurship and Macroeconomic Management" / Križman Pavlović, Danijela (ur.).
Pula: University of Rijeka, Faculty of Economic and Tourism, 2005. str. 597-604 (poster, međunarodna recenzija, sažetak, znanstveni)
Prga, I. & Šverko, I. (2005) Prospect of SMS financing in the Republic of Croatia. U: Križman Pavlović, D. (ur.)Proceedings of the 3th International Conference "Entrepreneurship and Macroeconomic Management".
@article{article, author = {Prga, Ivica and \v{S}verko, Ivan}, editor = {Kri\v{z}man Pavlovi\'{c}, D.}, year = {2005}, pages = {597-604}, keywords = {Small and medium enterprises, banks, micro finance institutions, private equity funds}, title = {Prospect of SMS financing in the Republic of Croatia}, keyword = {Small and medium enterprises, banks, micro finance institutions, private equity funds}, publisher = {University of Rijeka, Faculty of Economic and Tourism}, publisherplace = {Pula, Hrvatska} }
@article{article, author = {Prga, Ivica and \v{S}verko, Ivan}, editor = {Kri\v{z}man Pavlovi\'{c}, D.}, year = {2005}, pages = {597-604}, keywords = {Small and medium enterprises, banks, micro finance institutions, private equity funds}, title = {Prospect of SMS financing in the Republic of Croatia}, keyword = {Small and medium enterprises, banks, micro finance institutions, private equity funds}, publisher = {University of Rijeka, Faculty of Economic and Tourism}, publisherplace = {Pula, Hrvatska} }




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