Naslov
CONCENTRATION TRENDS OF THE BANKING SECTOR IN THE REPUBLIC OF CROATIA

Autori
Bubanić, Marijana

Vrsta, podvrsta i kategorija rada
Radovi u zbornicima skupova, cjeloviti rad (in extenso), znanstveni

Izvornik
75th International Scientific Conference on Economic and Social Development / Taheri, Babak ; Damnjanovic, Aleksanda ; Bogavac, Milija - Beograd, 2021, 22-32

Skup
75th International Scientific Conference on Economic and Social Development

Mjesto i datum
Beograd, Srbija, 02.12.2021. - 03.12.2021

Vrsta sudjelovanja
Predavanje

Vrsta recenzije
Međunarodna recenzija

Ključne riječi
banking industry, concentration, Republic of Croatia, oligopoly

Sažetak
The study of the concentration of an industry, including banking industry, is one of the essential elements in assessing the degree of competitiveness and determining the market power of participants in it. In the Republic of Croatia, the last concentration analysis of the banking sector included data from 2005, and therefore there is a need for a new assessment of concentration trends in this sector. The aim of this paper is to analyse trends in the number of banks and the concentration of the banking sector of the Republic of Croatia in the period from 2005 to 2018. The source of data are the official data of the Croatian National Bank published in the Bank Bulletins. The degree of concentration of the banking sector is determined on the basis of Concentration Ratios (C2, C3, C4 and C8), on the basis of the Hirschman-Herfindahl index (HHI), the Lorenz curve and the Gini coefficient of concentration. All these concentration measures are calculated using three variables: total assets, total deposits and total capital of banks. In the research, descriptive statistics methods were used. The results of the analysis show that in the observed period there is an increase in concentration in the banking sector of the Republic of Croatia. The growth of concentration is accompanied by the trend of net exit rates of banks, and the banking sector of the Republic of Croatia can be assessed as concentrated with a pronounced oligopolistic structure.

Izvorni jezik
Engleski

POVEZANOST RADA