Pregled bibliografske jedinice broj: 1164280
Violations of the Consumer Acquis in the Croatian Case Law and Practice on Swiss Franc Loans
Violations of the Consumer Acquis in the Croatian Case Law and Practice on Swiss Franc Loans // POLISH FINANCIAL OMBUDSMAN 1ST INTERNATIONAL CONFERENCE FINANCIAL MARKETS AND CONSUMER PROTECTION
Varšava, Poljska, 2020. (pozvano predavanje, međunarodna recenzija, pp prezentacija, znanstveni)
CROSBI ID: 1164280 Za ispravke kontaktirajte CROSBI podršku putem web obrasca
Naslov
Violations of the Consumer Acquis in the Croatian
Case Law and Practice on Swiss Franc Loans
Autori
Mišćenić, Emilia
Vrsta, podvrsta i kategorija rada
Sažeci sa skupova, pp prezentacija, znanstveni
Skup
POLISH FINANCIAL OMBUDSMAN 1ST INTERNATIONAL CONFERENCE FINANCIAL MARKETS AND CONSUMER PROTECTION
Mjesto i datum
Varšava, Poljska, 26.11.2020
Vrsta sudjelovanja
Pozvano predavanje
Vrsta recenzije
Međunarodna recenzija
Ključne riječi
CHF and HRK/CHF loans, unfair contract terms, currency clause, variable interest rate, collective redress proceeding, the case Franak
Sažetak
Consumer credit agreements in business-to-consumer relations (B2C) denominated or expressed in Swiss francs (CHF) have affected approximately 75, 000 Croatian consumers. The financial products were offered on the Croatian credit market prior to Croatia becoming an EU Member State in the estimated time period from 2003 to 2009. The presented Croatian case law and practice confirm that a number of these contracts were concluded by use of unfair commercial practices, violation of consumer credit rules, and insertion of unfair contractual terms. The latter concerns the variable interest rate and the so-called currency clause expressing the loan principle in CHF, both of which affect the essential elements of consumer credit contracts.
Izvorni jezik
Engleski
Znanstvena područja
Pravo
