Pregled bibliografske jedinice broj: 1082875
The Repayment of Consumer Credits During and After the COVID-19 Pandemic: Moratorium, Grace Period, Contract Prolongation and Credit Holidays
The Repayment of Consumer Credits During and After the COVID-19 Pandemic: Moratorium, Grace Period, Contract Prolongation and Credit Holidays // University of Pretoria Virtual International Consumer Law Conference (UPICLC 2020)
Pretoria, Južnoafrička Republika, 2020. str. 1-2 (predavanje, međunarodna recenzija, prošireni sažetak, znanstveni)
CROSBI ID: 1082875 Za ispravke kontaktirajte CROSBI podršku putem web obrasca
Naslov
The Repayment of Consumer Credits During and After
the COVID-19 Pandemic: Moratorium, Grace Period,
Contract Prolongation and Credit Holidays
Autori
Mišćenić, Emilia
Vrsta, podvrsta i kategorija rada
Sažeci sa skupova, prošireni sažetak, znanstveni
Skup
University of Pretoria Virtual International Consumer Law Conference (UPICLC 2020)
Mjesto i datum
Pretoria, Južnoafrička Republika, 21.09.2020. - 23.09.2020
Vrsta sudjelovanja
Predavanje
Vrsta recenzije
Međunarodna recenzija
Ključne riječi
COVID-19 ; Consumer credit agreements
Sažetak
Across the world the COVID-19 pandemic has caused a significant imbalance between rights and obligations in B2C (Business-to-Consumer) relations. Consumer credit agreements are no exception, but present a major issue in the line of consumer issues affecting both micro- and macroeconomy on a larger scale. On the one hand, the COVID-19 pandemic is forcing people to overcome their currently poor financial situation by taking a consumer loan or concluding other sorts of consumer credit contracts. On the other hand, workers who have lost their employments or whose incomes have been reduced significantly, are unable to repay monthly credit instalments. Under the regular circumstances, the inability of debt repayment under consumer credit and in particular mortgage credit agreements, would lead to foreclosure proceedings and possibly evictions.
Izvorni jezik
Engleski
Znanstvena područja
Pravo
