Naslov
Synergy of information communication technologies and the banking system in the functioning of successful banking operations

Autori
Crnjac Milić, Dominika ; Kovačević, Dario ; Štefanac, Karolina

Izvornik
Ekonomski vjesnik (0353-359X) 30 (2017), 2; 473-488

Vrsta, podvrsta i kategorija rada
Radovi u časopisima, pregledni rad, znanstveni

Ključne riječi
information and communications technology ; banking system ; banking business

Sažetak
Nowadays, modern banking cannot function without information and communications technology ; hence banks heavily invest in the implementation of technology currently present on the market. Every aspect of the banking business includes information and communications technology, which points to the necessity of building an infrastructure for modern banking. Investing in development and implementation of new technologies simplifi es everyday business activities and security, in addition to creating a competitive edge over rival businesses. It ensures fast and effi cient customer service delivery by providing support to the distribution channels, as well as supporting bankers with making crucial decisions. Th e aim of this paper is to analyse trends in the use of information and communications technologies in the banking system, using publicly available business data, documentation and online bank information, as well as previously published fi ndings of other researchers. Using the example of one of the largest banks in the Republic of Croatia, the possibilities provided by information and communications technology in the banking business sector are illustrated. Additionally, better economic effi ciency and eff ectiveness, as well as the means of contemporary bank functioning are presented. Special attention is devoted to the security of ICT systems used in Internet Banking and the protection of banking service users’ data.

Izvorni jezik
Engleski

Znanstvena područja
Ekonomija, Informacijske i komunikacijske znanosti

POVEZANOST RADA