Naslov
How Do Development Indicators Influence the Future of Automated Teller Machines in European Countries: Multiple Regression Analysis Approach?

Autori
Pavković, Anita ; Dumičić, Ksenija ; Žmuk, Berislav

Vrsta, podvrsta i kategorija rada
Sažeci sa skupova, sažetak, znanstveni

Skup
International Conference on Accounting, Finance and Financial Institutions. Theory meets practice.

Mjesto i datum
Poznań, Poljska, 19.10.2016. - 21.10.2016

Vrsta sudjelovanja
Poster

Vrsta recenzije
Međunarodna recenzija

Ključne riječi
Automated teller machines (ATM’s) per 100, 000 adults, Payment and terminal transactions involving non-MFIs, GDP per capita, Internet Penetration Rate, multiple linear regression model

Sažetak
Since the trends of the main variable under study called “no. of ATM's per 100, 000 adults“ in Europe differ from country to country, with very stable distributions variability over time, the impacts of economic development level indicator (1st) “GDP per capita, PPP in current international $“, and (2nd) ; the ICT development level indicator ”No. of Internet users per 100 people” ; and selected “digital banking development indicators” ; as the (3rd), are studied. Data are analysed for EU-28 in 2014, and compared to 2008. In multiple regression analysis, all the regressors are positively correlated with “no. of ATM’s per 100, 000 adults”, with the exception of “no. of Internet users per 100 people”. In the regression analysis, “Payment and terminal transactions involving non-MFIs” in two versions was used: in Model 1, the variable “Value of transactions per type of payment service, For cards issued by resident PSPs, cards with a debit function, in millions of Euro” ; and, in Model 2, “No. of transactions for cards issued by resident PSPs, cards with a debit function, in mill. of Euro”. These regressors negatively impact the “no. of ATM’s per 100, 000 adults”.

Izvorni jezik
Engleski

Znanstvena područja
Ekonomija

POVEZANOST RADA