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Pregled bibliografske jedinice broj: 1185055

Theoretical underpinnings of consumers’ financial capability research


Lučić, Andrea; Barbić, Dajana; Uzelac, Marija
Theoretical underpinnings of consumers’ financial capability research // International Journal of Consumer Studies, 47 (2023), 1; 373-399 doi:10.1111/ijcs.12778 (međunarodna recenzija, članak, znanstveni)


CROSBI ID: 1185055 Za ispravke kontaktirajte CROSBI podršku putem web obrasca

Naslov
Theoretical underpinnings of consumers’ financial capability research

Autori
Lučić, Andrea ; Barbić, Dajana ; Uzelac, Marija

Izvornik
International Journal of Consumer Studies (1470-6423) 47 (2023), 1; 373-399

Vrsta, podvrsta i kategorija rada
Radovi u časopisima, članak, znanstveni

Ključne riječi
financial behaviour, financial capability, financial literacy, financial well-being, motivation, opportunity, theory synthesis

Sažetak
This paper investigates the multidisciplinary theoretical context of financial capabil- ity and provides a critical examination of 14 relevant theoretical frameworks. To this end, the paper defines financial capability and develops a new theoretical framework of financial capability termed the personal financial management system. Financial capability is defined as the capacity of consumers to undertake comprehensive fi- nancial activities and thereby achieve personal financial well-being. The exploration of financial capability includes the concepts of financial literacy and psychological financial capability, where the latter represents automatic and controlled mental pro- cesses. Recent advances in behavioural science have profoundly changed the realm of personal finances, and it is, therefore, essential to acknowledge the importance of the intuitive reasoning that shapes our financial decision making. As part of the financial management system's throughput, together with individual motivation and oppor- tunity within the personal financial management system, financial capability forms financial behaviour. The framework identifies three groups of relevant antecedents of financial capability including sociodemographic factors, cognitive and affective fac- tors and personality and values. By constructing a comprehensive theoretical model, this paper contributes to the literature by providing greater consistency in the defini- tions of capability and its related terms, encouraging academic discussion and affirm- ing the much- needed directions for future research.

Izvorni jezik
Engleski

Znanstvena područja
Ekonomija



POVEZANOST RADA


Projekti:
UIP-2019-04-3580 - Osnaživanje financijske sposobnosti mladih potrošača kroz programe edukacija i bihevioralne intervencije (EfFICAcY) (Lučić, Andrea, HRZZ - 2019-04) ( CroRIS)

Profili:

Avatar Url Marija Uzelac (autor)

Avatar Url Dajana Barbić (autor)

Avatar Url Andrea Lučić (autor)

Poveznice na cjeloviti tekst rada:

doi

Citiraj ovu publikaciju:

Lučić, Andrea; Barbić, Dajana; Uzelac, Marija
Theoretical underpinnings of consumers’ financial capability research // International Journal of Consumer Studies, 47 (2023), 1; 373-399 doi:10.1111/ijcs.12778 (međunarodna recenzija, članak, znanstveni)
Lučić, A., Barbić, D. & Uzelac, M. (2023) Theoretical underpinnings of consumers’ financial capability research. International Journal of Consumer Studies, 47 (1), 373-399 doi:10.1111/ijcs.12778.
@article{article, author = {Lu\v{c}i\'{c}, Andrea and Barbi\'{c}, Dajana and Uzelac, Marija}, year = {2023}, pages = {373-399}, DOI = {10.1111/ijcs.12778}, keywords = {financial behaviour, financial capability, financial literacy, financial well-being, motivation, opportunity, theory synthesis}, journal = {International Journal of Consumer Studies}, doi = {10.1111/ijcs.12778}, volume = {47}, number = {1}, issn = {1470-6423}, title = {Theoretical underpinnings of consumers’ financial capability research}, keyword = {financial behaviour, financial capability, financial literacy, financial well-being, motivation, opportunity, theory synthesis} }
@article{article, author = {Lu\v{c}i\'{c}, Andrea and Barbi\'{c}, Dajana and Uzelac, Marija}, year = {2023}, pages = {373-399}, DOI = {10.1111/ijcs.12778}, keywords = {financial behaviour, financial capability, financial literacy, financial well-being, motivation, opportunity, theory synthesis}, journal = {International Journal of Consumer Studies}, doi = {10.1111/ijcs.12778}, volume = {47}, number = {1}, issn = {1470-6423}, title = {Theoretical underpinnings of consumers’ financial capability research}, keyword = {financial behaviour, financial capability, financial literacy, financial well-being, motivation, opportunity, theory synthesis} }

Časopis indeksira:


  • Current Contents Connect (CCC)
  • Web of Science Core Collection (WoSCC)
    • Social Science Citation Index (SSCI)
    • SCI-EXP, SSCI i/ili A&HCI
  • Scopus


Citati:





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