engleski

Gender differences in financial inclusion: Central and South Eastern Europe

The paper analyses the gender dimension of financial inclusion in Central and South Eastern Europe (CESEE). The gender dimension is analysed for different age groups: the young, those in their most active working age and older generations. Results show that financial inclusion varies across countries and age groups, but, in general, males are more financially included than females, as measured by having an account with a financial institution. The largest positive contributor to the gender gap is employment, implying that labour market exclusion is related to financial exclusion. While having secondary education also explains the existence of the gap, tertiary education acts towards the reduction of the gap in the case of young population.

financial inclusion ; gender differences ; CESEE

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