engleski

Insurance in traffic as an element of intelligent transport systems - information aspect

ITS as an intelligent integral system equally implicit a complex structure of information system, as a functional format of real / material ITS. Pragmatically defined, the interest and need for quality ITS lies in transport stimulated problems and possibilities of usage of new information technology. That is why ITS could be defined as a holistic, controlled, information and communication version of a real system. Specific and unique possibilities which ICT provides in the domain of transport and traffic lie in the possibility of simulation with virtual models of real systems. Modelling and simulation of real system provide the creation of database. It can be used for describing situations which did not happen e.g. as a forecast. ITS is equally important in political elements of society safety. Surveillance of routes is important not only for safety of countries, but it is significant globally. ITS can be observed as a change in paradigm which is present in development of traffic discipline and in technology of transporting people and goods. ITS is a systematic managing and ICT solution which is (or it can be) incorporated in the network infrastructure, vehicles, monitoring centres and different ICT devices. This research examines information aspects of ITS in securing, measures and activities that can increase safety in transport. Types of insurance and compensation in traffic accidents are described, considering organizations that provide insurance in traffic. Insurance contract is considered through its concept, principles, participants and the insurance policy as a proof of insurance contract. This research analyzes the need for software solutions for insurance companies that complete ITS entirely. That is the only way to provide holistic accent of integral transport system.

ITS, ICT, traffic accidents, control of roads, traffic insurance contract .

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