Nalazite se na CroRIS probnoj okolini. Ovdje evidentirani podaci neće biti pohranjeni u Informacijskom sustavu znanosti RH. Ako je ovo greška, CroRIS produkcijskoj okolini moguće je pristupi putem poveznice www.croris.hr
izvor podataka: crosbi

European strategies for improving financial literacy (CROSBI ID 630715)

Prilog sa skupa u zborniku | sažetak izlaganja sa skupa | međunarodna recenzija

Lončar, Iris ; Golemac, Zrinka European strategies for improving financial literacy // IRI International Conference on Social Processes : Abstract Book / Balogh, Péter ; Fekete, Sándor ; Horváth, Ágnes et al. (ur.). Komarno, 2015. str. 24-24

Podaci o odgovornosti

Lončar, Iris ; Golemac, Zrinka

engleski

European strategies for improving financial literacy

Recent global economic and financial crisis, besides affecting economic and financial sector, also affected a wide circle of individuals – credit payers who were not able to settle their debts, partly due to the growth of interest rates and partly because of a lack of personal income. Namely, at the beginning, the policy of low interest rates attracted a great number of borrowers with relatively low credit rating ; however, the subsequent growth of interest rates caused their insolvency and enormous indebtedness. In an attempt to overcome financial crisis and prevent its recurrence, the world leading countries conciliated on a set of measures for the regulation of business on financial markets. These measures, among other things, define the obligation of consumer protection by transparent information on financial products and accompanying risks. However, numerous researches have indicated that most of population do not have a satisfying level of knowledge on basic financial categorical system. Therefore, in such circumstances, the expectations that optimum results will be gained solely by the processes of informing have become unreal, thus initiating the strengthening of financial literacy on a global level. Governments and relevant stakeholders of many countries designed and established different approaches and programmes for promoting financial literacy. The aim of this research is to provide a comprehensive comparative overview of the former development of national strategies for improving financial literacy in the EU countries. The overview should be particularly interesting for countries which have just started to develop a programme of financial literacy, like Croatia. Special emphasis will be placed on key actors in financial literacy and examples of good practices at the EU level. Despite the identical aim, the research has shown that there is no generally accepted model, but individual national strategies adapt to specific conditions, possibilities and needs of population and country.

financial literacy ; national strategies ; European Union

nije evidentirano

nije evidentirano

nije evidentirano

nije evidentirano

nije evidentirano

nije evidentirano

Podaci o prilogu

24-24.

2015.

objavljeno

Podaci o matičnoj publikaciji

IRI International Conference on Social Processes : Abstract Book

Balogh, Péter ; Fekete, Sándor ; Horváth, Ágnes ; Karlovitz, János Tibor ; Kim, Jinhee ; Laki, Ildikó ; Szabó-Tóth, Kinga-Dóra ; Torgyik, Judit

Komarno:

978-80-89691-28-9

Podaci o skupu

IRI International Conference on Social Processes

predavanje

14.12.2015-15.12.2015

Budimpešta, Mađarska

Povezanost rada

Ekonomija