Pretražite po imenu i prezimenu autora, mentora, urednika, prevoditelja

Napredna pretraga

Pregled bibliografske jedinice broj: 785138

Testing the effects of financial literacy on debt behavior of financial consumers using multivariate analysis methods


Bahovec, Vlasta; Barbić, Dajana; Palić, Irena
Testing the effects of financial literacy on debt behavior of financial consumers using multivariate analysis methods // Croatian Operational Research Review, 6 (2015), 2; 361-371 (međunarodna recenzija, članak, znanstveni)


CROSBI ID: 785138 Za ispravke kontaktirajte CROSBI podršku putem web obrasca

Naslov
Testing the effects of financial literacy on debt behavior of financial consumers using multivariate analysis methods

Autori
Bahovec, Vlasta ; Barbić, Dajana ; Palić, Irena

Izvornik
Croatian Operational Research Review (1848-0225) 6 (2015), 2; 361-371

Vrsta, podvrsta i kategorija rada
Radovi u časopisima, članak, znanstveni

Ključne riječi
cluster analysis ; Kruskal Wallis H test ; Dunnet’s C test ; financial literacy ; debt behavior

Sažetak
The aim of this paper is threefold. First, to detect and categorize Croatian financial consumers’ financial literacy and analyze whether the different levels of financial literacy is statistically significant in terms of socio-demographic characteristics. The second objective is determining whether a respondent’s debt behavior differs based on their financial literacy. Further, the paper aims to examine sources of different debt behavior in relation to financial literacy. Cluster analysis is used to categorize financial literacy and determine whether a respondent’s financial literacy differs due to gender and level of disposable income. Here, the nonparametric chi- square test is applied. The effects of financial literacy on debt behavior are investigated using a rank-based nonparametric test, specifically the Kruskal Wallis H test. Finally, the paper will examine the source of differences in debt behavior based on different levels of financial literacy, and a post hoc analysis using Dunnett’s C test will be conducted. The results suggest that respondents exhibit different debt behavior due to different levels of financial literacy. In addition, the level of disposable household income per household member was found to be statistically insignificant with respect to different levels of financial literacy, while such levels were found to be statistically significantly different when compared to a respondent’s gender.

Izvorni jezik
Engleski

Znanstvena područja
Ekonomija

Napomena
Croatian Science Foundation, project STRENGTHS no. HRZZ-IP-2013-11-9402.



POVEZANOST RADA


Projekti:
HRZZ-IP-2013-11-9402 - Statističko modeliranje odgovora na krizu i ekonomskog rasta zemalja Zapadnog Balkana (STRENGTHS) (Dumičić, Ksenija, HRZZ - 2013-11) ( POIROT)

Ustanove:
Ekonomski fakultet, Zagreb

Profili:

Avatar Url Dajana Barbić (autor)

Avatar Url Irena Palić (autor)

Avatar Url Vlasta Bahovec (autor)

Poveznice na cjeloviti tekst rada:

Hrčak

Citiraj ovu publikaciju:

Bahovec, Vlasta; Barbić, Dajana; Palić, Irena
Testing the effects of financial literacy on debt behavior of financial consumers using multivariate analysis methods // Croatian Operational Research Review, 6 (2015), 2; 361-371 (međunarodna recenzija, članak, znanstveni)
Bahovec, V., Barbić, D. & Palić, I. (2015) Testing the effects of financial literacy on debt behavior of financial consumers using multivariate analysis methods. Croatian Operational Research Review, 6 (2), 361-371.
@article{article, year = {2015}, pages = {361-371}, keywords = {cluster analysis, Kruskal Wallis H test, Dunnet’s C test, financial literacy, debt behavior}, journal = {Croatian Operational Research Review}, volume = {6}, number = {2}, issn = {1848-0225}, title = {Testing the effects of financial literacy on debt behavior of financial consumers using multivariate analysis methods}, keyword = {cluster analysis, Kruskal Wallis H test, Dunnet’s C test, financial literacy, debt behavior} }
@article{article, year = {2015}, pages = {361-371}, keywords = {cluster analysis, Kruskal Wallis H test, Dunnet’s C test, financial literacy, debt behavior}, journal = {Croatian Operational Research Review}, volume = {6}, number = {2}, issn = {1848-0225}, title = {Testing the effects of financial literacy on debt behavior of financial consumers using multivariate analysis methods}, keyword = {cluster analysis, Kruskal Wallis H test, Dunnet’s C test, financial literacy, debt behavior} }

Časopis indeksira:


  • Web of Science Core Collection (WoSCC)
    • Emerging Sources Citation Index (ESCI)
  • EconLit


Uključenost u ostale bibliografske baze podataka::


  • EconLit
  • INSPEC
  • Current Index to Statistics
  • Current Mathematical Publications
  • Mathematical Reviews ( MathSciNet)
  • Genamics Journal Seek database
  • Hrcak
  • Web of Science Core Collection
  • Zentralblatt fuer Mathematik/Mathematics Abstract
  • MATH on STN International





Contrast
Increase Font
Decrease Font
Dyslexic Font