engleski

The purposes of personal saving and borrowing

In 2011, The World Bank launched its database on global financial inclusion (Global Findex), providing an insight into how people around the world save, borrow, make payments and manage risks. The main finding of the 2014 edition of the database, published in April 2015, is that 62% of adults worldwide have an account at a bank or another financial institution, or use mobile money accounts, which represents an increase of 700 million from 2011. However, two billion adults have no accounts. This article refers to only a small portion of the database relating to the purposes of saving and borrowing, and makes a comparison between Croatia and other EU Member States and Croatia’s neighbours.

saving ; borrowing ; Global Findex ; Croatia ; European Union

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