engleski

Analysis of Bank Equilibrium

The bank business is affected by numerous external and internal factors. Among the many internal factors, the equilibrium of the bank is of a great importance, and it includes: the equilibrium of assets, economic and financial equilibrium. Although the stated balances are specific, they are also closely related to each other. Equilibrium of assets implies the vertical and horizontal balance. The first is a balance of structure and shows the percentage of individual loan in total assets, or the percentage of equity capital - deposits (customer) within a total balance sheet liabilities. Horizontal balance is the balance of coverage, or coverage between certain categories of assets and liabilities, and vice versa. The economic equilibrium of the bank is achieved when the difference between revenues and expenses is equal to zero or greater than zero. Financial bank balance is a balance between cash receipts and expenditures.

bank; balance; indicator

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