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Cryptocurrencies and their implementation in everday life (CROSBI ID 722002)

Prilog sa skupa u zborniku | izvorni znanstveni rad | međunarodna recenzija

Jakovac, Pavle ; Starčević, Ivan ; Puž, Marija Cryptocurrencies and their implementation in everday life // Book of Proceedings - 5th International Scientific Conference on Digital Economy DIEC 2022 / Bećirović, Damir ; Arnaut, Dino (ur.). Tuzla: Visoka škola, 2022. str. 5-22

Podaci o odgovornosti

Jakovac, Pavle ; Starčević, Ivan ; Puž, Marija

engleski

Cryptocurrencies and their implementation in everday life

The growth of cryptocurrencies poses a threat to the traditional financial system since blockchain technology can be used more efficiently than implementing a traditional one. Cryptocurrencies are now used in food, beverage, and online shopping, but they are also responsible for developing new fields of work and creating new jobs. When they came into existence, society was not introduced to nor educated about this type of currency. Although information about cryptocurrencies today are available, people are still skeptical about their usage. For this reason, many researchers have taken a closer look at this particular area of finance. In comparison, fiat money is more secure because a person has “full” control over it, but since third parties are involved, people are leaning towards cryptocurrencies because of their efficiency and lower cost. Although cryptocurrencies have many advantages, there are also disadvantages of this type of currency, such as the fact that there is no central body that controls its development. The use of cryptocurrencies has proven to be both extremely promising and problematic. The lack of regulation creates significant risks (i.e., financial instability, market manipulation and financial crime). Therefore, the main subject of this paper is the (mass) adoption of cryptocurrencies in today’s society and everyday life. Also, historical overview and future perspectives of this particular currency concept are tackled in the paper. In conclusion, new regulations must be created to make better use of cryptocurrency opportunities (especially to protect consumers and investors) and limit the risks.

cryptocurrencies, blockchain technology, mass adoption and implementation, future perspective, regulations

This work was funded within the project line ZIP UNIRI University of Rijeka, for the project ZIPUNlRl-130-7-20.

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Podaci o prilogu

5-22.

2022.

objavljeno

Podaci o matičnoj publikaciji

Book of Proceedings - 5th International Scientific Conference on Digital Economy DIEC 2022

Bećirović, Damir ; Arnaut, Dino

Tuzla: Visoka škola

2566-4514

2566-4522

Podaci o skupu

5. Međunarodna naučna konferencija o digitalnoj ekonomiji (DIEC 2022) = 5th International Scientific Conference on Digital Economy (DIEC 2022)

ostalo

26.08.2022-26.08.2022

Tuzla, Bosna i Hercegovina

Povezanost rada

Ekonomija

Poveznice