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izvor podataka: crosbi

Influence of family upbringing on financial literacy of secondary school students (CROSBI ID 720149)

Prilog sa skupa u zborniku | izvorni znanstveni rad | međunarodna recenzija

Pleša Puljić, Nikolina ; Puljić, Mihael ; Lukaš, Mirko Influence of family upbringing on financial literacy of secondary school students // Economic and social development / Ruzic, Vlatka ; Sutic, Branislav ; Uckar et al. (ur.). 2022. str. 1-13

Podaci o odgovornosti

Pleša Puljić, Nikolina ; Puljić, Mihael ; Lukaš, Mirko

engleski

Influence of family upbringing on financial literacy of secondary school students

Successful management of personal finances requires developing financial literacy of young generations from an early age in order to increase their financial literacy and ensure the achievement of financial competencies. Significant efforts have been made through the education system in the last five years to raise the level of financial literacy in Croatia. Responsibility for the financial education of young people is placed mostly on the regular and formal education system, while parental education is to some extent neglected. Parental conversation, setting an example, rewarding or punishing children are just some of the educational factors. This paper investigates the financial literacy of high school students as well as the impact of parental involvement on their financial competencies. The aim of this paper is to examine whether family factors, such as parents' conversations with children, their personal examples and financial behaviour influence the child's financial literacy and which components of financial literacy are affected the most. In the empirical part of the paper, the survey method is used, while statistical methods are used to process the research results, from which we single out Spearman's rank correlation coefficient and two- sample t-test with (approximately) equal variances. This methodology determined the positive influence of parents as educational factors on the financial literacy of high school students in the observed research sample, especially on the component of financial behaviour. We can conclude that it is desirable for parents to discuss financial topics. In addition to the conversation, it is necessary that they show their responsible financial behaviour to the child by their own example. For example, it is desirable to involve the child in financial decisions, show him the bills, not fulfill every whim of the child and reward him financially when he deserves it.

financial literacy, family factors, personal example, responsible behaviour, training

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Podaci o prilogu

1-13.

2022.

objavljeno

Podaci o matičnoj publikaciji

Economic and Social Development 84 th International Scientific Conference on Economic and Social Development

Ruzic, Vlatka ; Sutic, Branislav ; Uckar ; Dean

Plitvička jezera:

1849-7535

Podaci o skupu

84th International Scientific Conference Economic and Social Development (ESD 2022)

predavanje

17.06.2022-18.06.2022

NP Plitvička jezera, Hrvatska

Povezanost rada

Ekonomija, Pedagogija

Indeksiranost