engleski

FINANCIAL LITERACY OF MICRO AND SMALL ENTREPRENEURS IN CROATIA

Financial literacy is a core competency for all micro and small entrepreneurs, without which they cannot make the financial decisions needed in the day-to-day running of a business. The main aim is to examine whether micro and small entrepreneurs increase their level of financial literacy through additional external sources of information or informal education and which education channels they most often use. The 114 micro and small companies in Croatia were involved in the survey. The results showed that owners and managers at all levels are not investing enough in developing of their financial literacy using financial and taxes seminars like an informal channel of additional education.

financial literacy, informal education, micro companies, small companies

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