Pretražite po imenu i prezimenu autora, mentora, urednika, prevoditelja

Napredna pretraga

Pregled bibliografske jedinice broj: 1131209

Impact of Covid-19 Pandemic on the Loans Quality, Provisions and Profitability of the Banking Sector


Hladika, Mirjana
Impact of Covid-19 Pandemic on the Loans Quality, Provisions and Profitability of the Banking Sector // Economic and Social Development : 69th International Scientific Conference on Economic and Social Development - "Sustainability and Post Covid World" - book of proceedings / Janjusevic, Jelena ; Taheri, Babak ; Kozina, Melita (ur.).
Online: Varaždin Development and Entrepreneurship Agency ; Heriot-Watt University, Dubai ; University North, Koprivnica ; Faculty of Management University of Warsaw ; Faculty of Law, Economics and Social Sciences Sale -Mohammed V University in Rabat ; Polytechnic of Međimurje in Čakovec, 2021. str. 138-149 (predavanje, međunarodna recenzija, cjeloviti rad (in extenso), znanstveni)


CROSBI ID: 1131209 Za ispravke kontaktirajte CROSBI podršku putem web obrasca

Naslov
Impact of Covid-19 Pandemic on the Loans Quality, Provisions and Profitability of the Banking Sector

Autori
Hladika, Mirjana

Vrsta, podvrsta i kategorija rada
Radovi u zbornicima skupova, cjeloviti rad (in extenso), znanstveni

Izvornik
Economic and Social Development : 69th International Scientific Conference on Economic and Social Development - "Sustainability and Post Covid World" - book of proceedings / Janjusevic, Jelena ; Taheri, Babak ; Kozina, Melita - Online : Varaždin Development and Entrepreneurship Agency ; Heriot-Watt University, Dubai ; University North, Koprivnica ; Faculty of Management University of Warsaw ; Faculty of Law, Economics and Social Sciences Sale -Mohammed V University in Rabat ; Polytechnic of Međimurje in Čakovec, 2021, 138-149

Skup
69th International Scientific Conference on Economic and Social Development - "Sustainability and Post Covid World"

Mjesto i datum
Dubai, Ujedinjeni Arapski Emirati, 03.06.2021

Vrsta sudjelovanja
Predavanje

Vrsta recenzije
Međunarodna recenzija

Ključne riječi
profitability ; quality of loans ; provisions ; IFRS 9 ; banking sector ; COVID-19

Sažetak
The Covid-19 pandemic has caused a global economic shock and disruptions in economic and social activities. The economic climate in the world has deteriorated, and further uncertainty about the development and duration of the pandemic has caused a systemic risk to the stability of the global financial system. The sharp decline in economic activity affected the decline in the volume of business of companies in non-financial sector, and the effects spilled over into the labour market and economic expectations of households. The liquidity of companies from nonfinancial sector and the liquidity of citizens has significantly deteriorated, which has led to irregularities in the settlement of loan obligations to banks. Furthermore, demand for banking products and services was significantly reduced during the Covid-19 pandemic. In accordance with the requirements of IFRS 9 Financial instruments, banks are required to timely estimate and recognize expected credit losses and provisions for debt financial instruments. This paper aims to investigate and analyse the impact of Covid- 19 pandemic on the quality of loans, on the calculation of expected credit losses and provisions, and profitability of banking sector in Croatia. The data needed to conduct this research are collected from publicly available bulletins, annual reports and other documents issued by Croatian National Bank, as well as from publicly available annual financial statements of banks. In order to achieve the goal of this paper, collected data are processed and analysed by using the methods of descriptive statistic. Research results showed that the pandemic Covid-19 has caused an increase of expected credit losses in certain banks, and that the profitability of banking sector in Croatia has been significantly decreased due to lower level of revenues and higher level of provisions for non-performing loans.

Izvorni jezik
Engleski

Znanstvena područja
Ekonomija



POVEZANOST RADA


Ustanove:
Ekonomski fakultet, Zagreb

Profili:

Avatar Url Mirjana Hladika (autor)

Citiraj ovu publikaciju

Hladika, Mirjana
Impact of Covid-19 Pandemic on the Loans Quality, Provisions and Profitability of the Banking Sector // Economic and Social Development : 69th International Scientific Conference on Economic and Social Development - "Sustainability and Post Covid World" - book of proceedings / Janjusevic, Jelena ; Taheri, Babak ; Kozina, Melita (ur.).
Online: Varaždin Development and Entrepreneurship Agency ; Heriot-Watt University, Dubai ; University North, Koprivnica ; Faculty of Management University of Warsaw ; Faculty of Law, Economics and Social Sciences Sale -Mohammed V University in Rabat ; Polytechnic of Međimurje in Čakovec, 2021. str. 138-149 (predavanje, međunarodna recenzija, cjeloviti rad (in extenso), znanstveni)
Hladika, M. (2021) Impact of Covid-19 Pandemic on the Loans Quality, Provisions and Profitability of the Banking Sector. U: Janjusevic, J., Taheri, B. & Kozina, M. (ur.)Economic and Social Development : 69th International Scientific Conference on Economic and Social Development - "Sustainability and Post Covid World" - book of proceedings.
@article{article, author = {Hladika, M.}, year = {2021}, pages = {138-149}, keywords = {profitability, quality of loans, provisions, IFRS 9, banking sector, COVID-19}, title = {Impact of Covid-19 Pandemic on the Loans Quality, Provisions and Profitability of the Banking Sector}, keyword = {profitability, quality of loans, provisions, IFRS 9, banking sector, COVID-19}, publisher = {Vara\v{z}din Development and Entrepreneurship Agency ; Heriot-Watt University, Dubai ; University North, Koprivnica ; Faculty of Management University of Warsaw ; Faculty of Law, Economics and Social Sciences Sale -Mohammed V University in Rabat ; Polytechnic of Me\djimurje in \v{C}akovec}, publisherplace = {Dubai, Ujedinjeni Arapski Emirati} }
@article{article, author = {Hladika, M.}, year = {2021}, pages = {138-149}, keywords = {profitability, quality of loans, provisions, IFRS 9, banking sector, COVID-19}, title = {Impact of Covid-19 Pandemic on the Loans Quality, Provisions and Profitability of the Banking Sector}, keyword = {profitability, quality of loans, provisions, IFRS 9, banking sector, COVID-19}, publisher = {Vara\v{z}din Development and Entrepreneurship Agency ; Heriot-Watt University, Dubai ; University North, Koprivnica ; Faculty of Management University of Warsaw ; Faculty of Law, Economics and Social Sciences Sale -Mohammed V University in Rabat ; Polytechnic of Me\djimurje in \v{C}akovec}, publisherplace = {Dubai, Ujedinjeni Arapski Emirati} }




Contrast
Increase Font
Decrease Font
Dyslexic Font