Model payment order in the SEPA system (CROSBI ID 288814)
Prilog u časopisu | izvorni znanstveni rad | međunarodna recenzija
Podaci o odgovornosti
Sretenović Miodrag ; Kovačić Božidar
engleski
Model payment order in the SEPA system
The process of modernisation, rationalisation and automation aimed at increasing productivity and cost-efficiency is not feasible without the continuous investment and application of modern information technology. Single Euro Payment Area (SEPA) is a single payment system in EUR, within and between the European Union (EU) member states and the European Economic Community (EEC). Performing payment transactions by manual or semi-automatic input (template) is time-consuming and includes a high probability of error. Development of a model for automating the execution of a payment order enables faster and errorless execution of payment transactions. This paper describes a platform for the exchange of digitised contents for payment orders in the SEPA system and methods used in the development of an automated system for the exchange of data with business banks. The paper presents the improvement in the execution of payment orders using the SEPA system and also offers directions for further development.
Single Euro Payment Area ; SEPA ; e-business ; payment system ; payment order ; data modelling ; model payment order
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Podaci o izdanju
33 (4)
2020.
531-548
objavljeno
1746-0972
10.1504/IJBIS.2020.105839