engleski

Financial behaviour of citizens of the Republic of Croatia

In last ten years, the financial behavior of Croatian citizens has changed. The efficiency of financial products available to citizens also changed and as such influenced the preferences of the sector to which they are addressed. The products of insurance and banking market experienced a transformation whose understanding is crucial to long term financial health of individuals and households. In this paper, we explore the connection between the financial behavior of households in terms of trends in financial spending with testing the assumption that the financial literacy of citizens is increasing.

financial behavior, financial literacy, financial consumption, consumption

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