The Repayment of Consumer Credits During and After the COVID-19 Pandemic: Moratorium, Grace Period, Contract Prolongation and Credit Holidays (CROSBI ID 694473)
Prilog sa skupa u zborniku | prošireni sažetak izlaganja sa skupa | međunarodna recenzija
Podaci o odgovornosti
Mišćenić, Emilia
engleski
The Repayment of Consumer Credits During and After the COVID-19 Pandemic: Moratorium, Grace Period, Contract Prolongation and Credit Holidays
Across the world the COVID-19 pandemic has caused a significant imbalance between rights and obligations in B2C (Business-to-Consumer) relations. Consumer credit agreements are no exception, but present a major issue in the line of consumer issues affecting both micro- and macroeconomy on a larger scale. On the one hand, the COVID-19 pandemic is forcing people to overcome their currently poor financial situation by taking a consumer loan or concluding other sorts of consumer credit contracts. On the other hand, workers who have lost their employments or whose incomes have been reduced significantly, are unable to repay monthly credit instalments. Under the regular circumstances, the inability of debt repayment under consumer credit and in particular mortgage credit agreements, would lead to foreclosure proceedings and possibly evictions.
COVID-19 ; Consumer credit agreements
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Podaci o prilogu
1-2.
2020.
objavljeno
Podaci o matičnoj publikaciji
Podaci o skupu
University of Pretoria Virtual International Consumer Law Conference (UPICLC 2020)
predavanje
21.09.2020-23.09.2020
Pretoria, Južnoafrička Republika