engleski

Financial Behaviour and Well-being Attitudes

Financial behaviour is the weakest assessed component of Croatian citizens' financial literacy. A particularly vulnerable group are persons belonging to the age group up to 19 years and the age group of 20 to 29 years. Very often the underlying problem is unarticulated general and financial consumption. Many contemporary kinds of research are trying to give answers on financial literacy challenges and create appropriate approach in giving a knowledge that will ensure individuals to achieve more efficiency with financial behaviour which represents a prerequisite for financial well-being and a higher level of quality of life. It has become very clear that financial behaviour issues need to be observed from different points of views, with special attention to relation with financial knowledge and consumer's psychology issues. Financial consumption represents a result of financial activities on which financial literacy and especially financial behaviour have a direct impact. The survey investigates how attitudes toward well-being and quality of life correlate with attitudes toward financial behaviour and knowledge on specific financial products consumed. Among other foundings results show that satisfaction of the level of knowledge on financial products examinees tend to consume is very low. Based on research results need for further multidisciplinary development of an approach to financial behaviour of individuals has been established.

financial behaviour, financial well-being, well-being, quality of life

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