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The Role and Representation of Expert Systems in Making Decision on Granting Credit in Banks in the Republic of Croatia

The research topic is the role and representation of expert systems in making decisions on granting credit in banks in the Republic of Croatia. The relevance of the topic lies in the significance of the development of reliable tools for credit risk estimation in the long-term preservation of a bank’s competitive advantage. An empirical research was conducted on the frequency of use of expert systems when making decisions on granting credits in banks that operate in the territory of the Republic of Croatia. The research results indicate that the use of such systems in such instances correlates with the bank’s asset value and size.

expert systems, banks, creditworthiness

The Book is open access and double-blind peer reviewed. Books are indexed and abstracted by ProQuest, EconBIZ, CPCI (Web of Science) and EconLit databases. Additional information about Publisher: Varazdin Development and Entrepreneurship Agency, Varazdin, Croatia / University College of Inspection and Personnel Management in Split, Split, Croatia / The University of Applied Sciences Baltazar, Zapresic, Croatia / University North, Koprivnica, Croatia / Faculty of Management University of Warsaw, Warsaw, Poland / Faculty of Law, Economics and Social Sciences Sale - Mohammed V University in Rabat, Morocco.